Balance Management

Subscriber Control, Credit Risk, Multiple Platform Support

• Reducing costs and inefficiencies associated with having to manage separate billing systems for prepaid, postpaid, and hybrid subscribers
• Providing the same offers, bundles and promotions to all subscribers, independent of their payment method
• Allowing subscribers control over their spending, with allowances on postpaid accounts in addition to prepaid accounts
• Minimizing credit risk exposure for service providers and eliminating the fraud window with online balance management and credit-limits on postpaid accounts

Real-time Unified Balance Management

Combine prepaid, postpaid and hybrid payment methods in creative way

Features

• A single balence management platform for all subscribers, independent of their payment method
• Support of subscriber groups with sets of interrelated prepaid/postpaid balances e.g. for families or corporate customers
• Flexible configuration of spending caps, allowances, credit limits and service-specific wallets
• Dynamic charging functionality, whereby the balances to be charged are determined per transaction at runtime

Benefits

• Significantly reduce capital investment & operational costs
• Limit revenue leakage and credit risk exposure due to tightened control of subscriber balances and allowances
• Grow customer loyalty with multi-account, multi-payment plans – for families or businesses
• Ensure real-time, online operation with high performance and high availability